Gallagher Pool Wealth Management removes complexity from the financial planning process. Charlie Pool and Phil Gallagher have over 30 years of combined experience in financial planning and provide a custom, simplified team approach to help you stay the course.
Navigating Life’s Financial Journey
Sometimes life gets in the way of properly organizing and addressing our financial affairs. Eventually, a lack of planning can limit our choices and opportunities. That’s why, after decades of working with successful clients, we developed the Wealth GPS TM to help organize, coordinate and report on all aspects of your financial affairs.
Through this process (as well as through our proprietary sub-processes), we are able to connect the dots, assessing all of the unique facets of your financial life, which helps us build a truly holistic plan to:
- Build and manage your wealth in line with your needs and objectives
- Manage life’s risks
- Strategically reduce income, excise, capital gain, gift, estate, and generation-skipping taxes
- Assure the continuance of your lifestyle through pre-retirement planning and retirement distribution management
- Keep your financial affairs current with changes in your personal and business circumstances as well as external changes in the economy and markets
Here's How It Works
1. DISCOVERY: THE FIRST STEP OF THE JOURNEY
We begin by listening and asking questions to learn about your hopes, concerns, values, and dreams...for your retirement, family, business, health, and future generations. Once we understand your objectives, the opportunities and risks emerge. The discovery of your goals, risks, and opportunities – and how to manage them – forms the basis of a plan to help you effectively navigate each point in your life’s financial journey.
2. PLAN DESIGN: SEEING THE WAY
The next step involves analyzing your financial, tax, and risk situation, then researching and testing financial models and combinations of solutions. During this phase, we may also use one or more of our proprietary sub-processes for tactical wealth management and business planning solutions. We also consult with your other advisors to assure that your plan is integrated with your other financial affairs. The result is a convergence of mindful recommendations delivered in a unified and understandable plan.
3. IMPLEMENTATION: IDEAS BECOME REALITY
4. PLAN MANAGEMENT: STAYING ON COURSE
With goals in sight, great care is taken to ensure that your implemented plan follows the intended path. We establish regular reviews to gauge your plan’s performance, and make adjustments for changing laws, regulations, market conditions, interest rates and investment performance. The reviews also take into account your changing personal, business and financial circumstances.