Wealth GPS

Sometimes life gets in the way of properly organizing and addressing our financial affairs. Eventually, a lack of planning can limit our choices and opportunities. That’s why, after decades of working with successful clients, we developed the Wealth GPS^TM to help organize, coordinate and report on all aspects of your financial affairs. 

Through this process we are able to connect the dots.  Assessing all of the unique facets of your financial life helps us build a truly holistic plan to: 

• build and manage your wealth in line with your needs and objectives;
• manage life’s risks;
• strategically work to reduce income, excise, capital gain, gift, estate, and generation-skipping taxes;
• plan for the continuance of your lifestyle through pre-retirement planning and retirement distribution management;
• adjust your financial plan to keep it current with changes in your personal and business circumstances as well as external changes in the economy and markets. 

We begin by listening and asking questions to learn about your hopes, concerns, values, and dreams...for your retirement, family, business, health, and future generations. Once we understand your objectives, the opportunities and risks emerge. The discovery of your goals, risks, and opportunities – and how to manage them – forms the basis of a plan to help you effectively navigate each point in your life’s financial journey.

The next step involves analyzing your financial, tax, and risk situation, then researching and testing financial models and combinations of solutions. During this phase, we may also use one or more of our proprietary sub-processes for tactical wealth management and business planning solutions. We also consult with your other advisors to assure that your plan is integrated with your other financial affairs. The result is a convergence of mindful recommendations delivered in a unified and understandable plan.

With map in hand, the path is straightforward. We employ objective analysis and disciplined models to arrange for funding to be secured through the appropriate vehicles. The same due diligence is applied to position and allocate your assets to meet your plan’s specifications. Most importantly, we design solutions and safeguards with flexibility to forecast and accommodate both global and personal change at each point in your financial journey.

With goals in sight, great care is taken to ensure that your implemented plan follows the intended path. We establish regular reviews to gauge your plan’s performance, and adjust for changing laws, regulations, market conditions, interest rates and investment performance. The reviews also take into account your changing personal, business and financial circumstances.